First bike

[JH03Cobra]

Totally depends on the 16 year old....not the car...take my cousin for example, he recently turned 16 and gets to drive around a beefed up old charger with a shit ton of horsepower. His grandfather (no relation to me....which sucks haha) has a shop which for a decent amount of time my cousin got to hang around and see some badass cars and mess around with them. He respects the capabilities of the car he drives and does not get into trouble with it.

BUT as I stated before, these are my opinions. I did not want to start offending ppl as I know opinions vary. No need to bash my post...if you don't agree thats fine.

[ddmi-twin90gt]

So now let's change the point of discussion, how much would insurance on a early 2000's 600 be for an 18 year old college student?

I'm 39 and I pay 528 a year full coverage + 3000 for accessories coverage on a 06 1000. You could be less on liability and more on full.

would a dealership allow me to finance a bike, or am i going to just have to save this summer and buy it next spring?

YOU BET THEY WILL!

[JH03Cobra]

Sorry bout that Shorty....Insurance will more than likely be over a hundred a month at your age depending on your driving record. You should be able to get a bike financed depending on the dealer and your credit....Do you have any credit established?

[Shorty429]

I'm 39 and I pay 528 a year full coverage + 3000 for accessories coverage on a 06 1000. You could be less on liability and more on full.


YOU BET THEY WILL!

do you have any idea about how much payments would be? maybe a shot in the dark? If not, i could run by this dealer on 22 on my way home from school tomorrow and ask them!

Sorry bout that Shorty....Insurance will more than likely be over a hundred a month at your age depending on your driving record. You should be able to get a bike financed depending on the dealer and your credit....Do you have any credit established?

No problem, no one was out of line, i was just trying to keep this thread going in a positive direction. A lot of people have gave some very valuable/respected opinions.

As far as credit goes, i'm not sure. i don't have any credit cards or anything...the only thing related to a bank that i have is my savings account. How could i have credit?

[Troll]

I financed my first bike at 18. I had no credit, like you. My mother (reluctantly) co-signed for me. You will need a co-signer. Someone close to you, like mother, father, older sibling.

Are any of them willing to do this?

[scott5]

ok here it is.. Now a days they consider a bike has a "toy" and not so much needed. When i was in college i was looking at a brand new r6 10k roughly and i only got financed for 6k. So i mean looking at a brand new one without any money down i would say you cant get a brand new bike, maybe a used one but not brand new. But once i got out of college and started making big money all of a sudden i was able to get financed for 15k plus on a bike. but i just paid cash for my last one and was stupid to sell it so i could move back here.

[Troll]

Keep in mind the price for insurance when you are talking about financing a bike.
As for your original post:
I've been riding about 4 years now. Started on a 2001 R1 with some light mods. I went through the same BS you are goin through with ppl tellin me to start on a 600 and I wont be able to handle a 1000, but lemme tell you it's just that...BS...
It's all about "you". If you put it in your head that a 1000 is too much bike, then it will be, but if you go about with confidence and responsibility than there is no reason not to start on a 1000. They way I looked at it was there was no way I was gonna buy a 600 just to sell it a couple months later when I knew I was gonna want a 1000. Get the bike you want.
As for your price range:
I just recently picked up my 2002 R1 so I've kinda had the price ranges on bikes scoped out a bit. 3k will not get you a decent Litre bike. 3600-4k will get you 1999-2001 Litre bike with mid-High miles. 4500-5500 can get you a 02-04 "nice" litre bike. Then above that you get into newer models which I havent really cared for to tell you the truth except the R1. My buddy has an 06 R1 and it is the shit. Don't get me wrong, you can always find that "awesome deal" out there, but chances are those are the prices you are going to be looking at. I found my 02 R1 with 10k miles for $4300 and to me that was a steal that I couldnt pass up especially because it has alot done to it.

And lastly for those that said a sportbike isn't comfortable at all....Most of the time I agree 100% but........who the hell buys a sportbike to be "comfortable"??
If you wanna be "comfortable" go buy a cruiser or dualsport bike and lemme know what I look like when I blow by you at a buck eighty.. (disclaimer: Do not attempt that without a couple years experience! haha)
Wasn't tryin to offend anyone, those are just my humble opinions. If you get a bike that you didnt really wanna get, you will regret it.

Feel free to Pm me with any questions you got man...and yes I still might be sellin the R1 i just picked up. Terry over at streetlethal has me convinced I need either a blower/turbo combo or a twin turbo on my cobra...haha

If you read my whole post....I was making a point in saying if you want to be comfortable on your bike, then buy a cruiser. I was stating that no one buys a sportbike to be totally comfortable... In no way, shape or form was I stating that I, myself drive around doing 180 in fact I've never gone that fast nor do I recommend going that fast at all which is why I have never laid a bike down nor been involved in a motorcycle accident in my riding days.
Apparently someone showed you how to copy and paste and make something look completely rediculous. You took a statement that was meant to be funny and tried bashing me for it...

Totally depends on the 16 year old....not the car...take my cousin for example, he recently turned 16 and gets to drive around a beefed up old charger with a shit ton of horsepower. His grandfather (no relation to me....which sucks haha) has a shop which for a decent amount of time my cousin got to hang around and see some badass cars and mess around with them. He respects the capabilities of the car he drives and does not get into trouble with it.

BUT as I stated before, these are my opinions. I did not want to start offending ppl as I know opinions vary. No need to bash my post...if you don't agree thats fine.

I did not mean to BASH your post and I did take one line out of context, but if YOU go back and re-read your first post, it sounds kinda cocky to me.

I've had sportbikes. Now, I have a cruiser. Yes, I still miss the handling, power, low-weight and speed. BUT, no need for you to mock me for wanting to have a cruiser and be "comfortable".

AND, this 18 year-old dude should not go buy a 600 or 1000 supersport. Period. I will argue with you about this to the ends of the earth. Good Luck.

[scott5]

yea goodluck arguing with troll.. you will lose.. sorry

[Shorty429]

troll>god

period.

lol

[stieny]

AND, this 18 year-old dude should not go buy a 600 or 1000 supersport. Period. I will argue with you about this to the ends of the earth. Good Luck.

+1000, which has been stated a few times by myself. It has nothing to do with you "thinking" you can handle a supersport or saying if you're responsible then you will be fine on a 600 or 1K SS. It has everything to do with developing your riding skills which cannot happen very well if you're first bike is a modern or semi-modern supersport. Period.

There are only two kind of riders: ones that have been down and ones that will go down. Its just a matter of time so saying that someone has never been down is kind of a moot point.

Not to mention that going down is a learning point and part of the learning curve. You learn a lot about riding, your own riding capabilities and how to become a better rider by going down.

Now to answer the topic of finance and insurance: a dealership will finance you on a bike but be prepared to have full coverage on the bike if you finance it. A 18 year old with a SS will pay an extremely high price for full cover insurance. When I was pricing it on my 6R it was around $5000 - 6000 a year. Thats why I took out a personal loan and paid for mine in cash and only had liability on it which was like $425 a year. These were prices I was quoted when I was 18/19.

Doing what I did was a risk. If I wrecked the bike then I was out my money. It was a risk that paid off for me but isn't always the best choice so consider that as well.

[JH03Cobra]

I know people that have been riding 15-20 years and have never been down.
Either way I'm done arguing on this point as we all could go on forever.

Troll: Didn't mean to sound cocky in that post, that line was supposed to be funny.
I have good friends that ride and agree with you guys that no one should start on a 1000 or even a 600. I personally dont agree is all. lol

[scott5]

if you start on such a high cc bike. you dont develop your riding skills as quick or as well as you would on a lower cc bike. I started on a 600 and bought 2 750s up in NY and on the track at watkins glen i could blow past guys on 1k litre bikes that started out on them and have been riding way longer than me..

Shorty. Any interest in a 95 Vulcan 500? I could sell it to you for a lil less than what your looking to spend?

[scott5]

here is a pic of it

[ddmi-twin90gt]

WoW! that's a clean bike for the year! How much anyway?

[phillysrt4]

If it were me, I would have to agree with Steiny's first post in this thread.

Going through what I went through in my riding experience, if you like the notion of learning to ride a sportbike, I would go with a ninja250 for the following reasons (most of which steiny touched on):

1) The power and handling characteristics are such that if you make a mistake in judgement or technique due to being an inexperienced rider you have a much better chance of coming out of it rubber side down.
2) When it comes to insurance, you are going to pay far less being a new rider since its only a 250cc bike.
3) In the context of the pre-2008 ninja250 (i.e. before the restyle), its a desirable bike due to (1) and (2). This means that you can buy a used one now and when you sell it at the end of the summer or the beginning of next year, you will lose next to nothing on the transaction because next year's new riders will want something they can learn on. Or you can use it as your summer daily and get a bigger bike for weekend warrior fun.
4) Its a reasonably well built bike.

If you're STILL not sure what to do, I suggest studying up and getting your permit and signing up for the Motorcycle Safety Foundation's Basic Rider Course. The advantage of this is that you review a lot of the safety notions in the "book portion" of the course and THEY provide motorcycles for the riding portion of it. If you pass the written and skills tests, you have your license at the end, a possible insurance discount, and a better idea of the power level that "intro" bikes have since thats what they use at the course.

I cannot endorse the MSF course enough for a rider with no previous experience whatsoever.

[scott5]

you ever decide on a bike?

[Shorty429]

I'm still looking for a good bike for a good price. i'm looking for an early 2000's late 90's 600cc bike at the most but can't find any around..it's a tough search. lol

[scott5]

I'm still looking for a good bike for a good price. i'm looking for an early 2000's late 90's 600cc bike at the most but can't find any around..it's a tough search. lol

There is a buell blast up by my house for sale cheap. i think around 2k and the blasts are good start up bikes

[scott5]

Looks like this

[Shorty429]

hmm. I'm fairly new to bikes and i haven't heard anything about buells. what cc is it?