Quote Originally Posted by biminiLX View Post
..... I argued for a minute and then she said they had to make it out to both me and my bank. I didn't want to argue so I took the check and deposited in the bank with the loan. So yes, when you have a lien they may have some rules but I've been hit several times before and this was the first I had that situation, all others just cut me a check.
What biminiLX said!

.... By law the insurance company can not cut the check directly to you since the bank really owns the car. I had to do the same exercise last year . Now you do have the right to take the car to any body shop.