Classic Vehicle Inspection- Can someone clear this up?

[Donstang86]

Dont forget that you all are elligible for Collector Car insurance also. Grundy has been pretty good to me!

[PaxtonShelby]

I know about classic and antique plates...what the heck are "vintage" plates?

My collector insurance is a company called Infinity - way cheaper than Hagerty ( Hagerty is a horrible company - screwed my Dad on a claim years ago ) and the others. PM me if interested and I will put you in touch with my buddy who handles all my insurance.

[Zoom50]

I was going to go through Hagerty, but there were some things in their policy that seemed light on the coverage side. I got a quote from my Nationwide guy and it was $162/6 months for liability and $198/6 months for full coverage. This is a 10K policy with great coverage. I ended up getting the full coverage and I don't have to worry about where/when I can drive/park. Also, I don't have to send in photos, etc.

[Donstang86]

I was going to go through Hagerty, but there were some things in their policy that seemed light on the coverage side. I got a quote from my Nationwide guy and it was $162/6 months for liability and $198/6 months for full coverage. This is a 10K policy with great coverage. I ended up getting the full coverage and I don't have to worry about where/when I can drive/park. Also, I don't have to send in photos, etc.

I am not trying to have you go against Nationwide (My wife works for Nationwide) but I pay $220 a year full replacement coverage with my 1986 Mustang GT being valued at $12,500. If the car gets totalled, I get the full amount of the value. The value increases yearly and the collectable status increases. It may be something to investigate.

I actually went from a Classic to Antique. I'm going to ask them if that changes my rate.

[White5.0]

I am not trying to have you go against Nationwide (My wife works for Nationwide) but I pay $220 a year full replacement coverage with my 1986 Mustang GT being valued at $12,500. If the car gets totalled, I get the full amount of the value. The value increases yearly and the collectable status increases. It may be something to investigate.

I actually went from a Classic to Antique. I'm going to ask them if that changes my rate.

How is your '86 valued that high? Is it only because its under collectors insurance? Would it be valued way less if it was standard insurance?

[Zoom50]

$180/year cheaper...That is a good deal. I may revisit, but I think I remember language in the Hagerty policy that states the vehicle won't be used to drive to work, will always be parked overnight in a garage, etc..While it is not my everyday driver, I may drive it to work some days. I'm sure they would cover anything no matter what, but I decided to just tag another vehicle on my existing policy...$180 cheaper is getting my wheels spinning though. Thanks.

[silvernotch]

I have grundy and very happy with it. Insurance is good year round,they have a few restrictions no racing,auto cross and stuff like that.I think it does need to be garaged.I was thinking about classic plate but I like the black dare plate I have

[Erics89GT]

http://www.dmv.state.pa.us/pdotforms...ets/fs-ant.pdf

this will explain everything...vintage plates are i assume a "new" thing now

i pay 233/year and im valued at 10k and im with Safeco

[Mark Aubele]

Oops, supposed to be a PM...

[Mark Aubele]

I have grundy and very happy with it. Insurance is good year round,they have a few restrictions no racing,auto cross and stuff like that.I think it does need to be garaged.I was thinking about classic plate but I like the black dare plate I have

Is it a restriction or do they not cover it if it is wrecked during an event?

[whitesnake]

i didnt read all of the posts so dont know if you have an answer, but from my experience....i brought my car from Washington State to PA and had only driven it less than 20k miles in 5 years, and 2k in the 3 years prior to registering it here, but they made me pass emissions my first year in the state since i had no proof of previous mileage (WA does not have emissions either, which is odd to me). i couldnt pass, but got it taken care of and this march i will be able to get the exemption.