Hagerty insurance turned me away

**John4cam** · 03-17-2014, 10:35 AM

I called to get some coverage on my vette through Hagerty. When we went through the mod list she basically said they can't insure it due to the car being caged.....

Just wondering who you guys go through for insurance with modded cars? I can get a policy through my current state farm coverage but if something happens I'd like to get more than book value since the car has way more into it...

**SonofaBish** · 03-17-2014, 10:54 AM

i sent you a txt

**PaxtonShelby** · 03-17-2014, 10:55 AM

Hagerty is horrible. And expensive. Be glad you won't be dealing with them. If you want, PM me and I can give you my buddy's number. He has his own insurance agency and my rates are about half of what Hagerty used to charge me for the same coverage.

**John4cam** · 03-17-2014, 11:01 AM

Originally Posted by PaxtonShelby

Hagerty is horrible. And expensive. Be glad you won't be dealing with them. If you want, PM me and I can give you my buddy's number. He has his own insurance agency and my rates are about half of what Hagerty used to charge me for the same coverage.

Thanks Ron, I'll send you a pm. Yeah I just called Grundy and they were about half the cost of Hagerty, plus they will cover it..lol.

**Terminated** · 03-17-2014, 11:04 AM

Wow, Hagerty quoted me online for half of what I'm paying State Farm for my car... Maybe I'll have to call Grundy then.

**John4cam** · 03-17-2014, 02:09 PM

Originally Posted by Terminated

Wow, Hagerty quoted me online for half of what I'm paying State Farm for my car... Maybe I'll have to call Grundy then.

Dan, I did a little digging about Grundy and it seems that people complain about their restrictions of driving....like staying overnight at a car show far away like Carlisle ect. Or even walking away from your ride when at a local show. Seems like it would be hard to enjoy a car like that.

**Zoom50** · 03-17-2014, 02:05 PM

I pay $198 every 6 months with my Nationwide rep for a very comprehensive full coverage plan. He let me define how much coverage I want...for me, I am covered up to $8,000.

**95V6** · 03-17-2014, 02:07 PM

Wow I'm definitely over paying too. I pay 260 a month for full coverage on two vehicles.

**John4cam** · 03-17-2014, 02:12 PM

Originally Posted by 95V6

Wow I'm definitely over paying too. I pay 260 a month for full coverage on two vehicles.

Wow, I just got quoted $288.00 every 6 months for full coverage on my car through state farm.

**01cobra** · 03-17-2014, 02:29 PM

Forget State Farm, They are thieves. Try American collectors. On a 93 with stated value. $100.00 ded. for comp. $156.00 per yr.

**95V6** · 03-17-2014, 03:32 PM

Originally Posted by John4cam

Wow, I just got quoted $288.00 every 6 months for full coverage on my car through state farm.

Yeah I'm getting railed then.

**venom** · 03-17-2014, 02:17 PM

I use Grundy for my 93 cobra. $350 for $20,000 agreed. I use state farm for my 3 other cars. $150/month full coverage.

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**Donstang86** · 03-17-2014, 05:41 PM

I pay $220 a year for my 1986 Mustang through Grundy with a $12000 replacement cost. They adjust the value of the car every year.

**1320goat** · 03-17-2014, 04:31 PM

Full coverage $700/year with state farm. The car is on limited insurance in the winter. So really I'm at $500/year. I've always been with state farm, it probably helps that I have a ton of things insured with them.

**John4cam** · 03-17-2014, 04:42 PM

Originally Posted by 1320goat

Full coverage $700/year with state farm. The car is on limited insurance in the winter. So really I'm at $500/year. I've always been with state farm, it probably helps that I have a ton of things insured with them.

I'm in the same boat. The state farm quote was cheaper than hagerty and it has a 7500 mile limit which the car would never see anyways. All my cars are through state farm and anytime I ever had any issues they took care of it no questions asked. Never checked them because I figured they would be very high...

**no1sirbutler** · 03-17-2014, 07:58 PM

I pay right around $1200 a year for full coverage on my gt and Lightning with a $250 deductible thru Allstate

**SonofaBish** · 03-17-2014, 08:31 PM

I pay $150 a month for full coverage on my Corvette and Jaguar XF Supercharged, and liability only on the F-150..... not too bad imho... The Vette is somewhat cheap to insure and the Jag is pretty pricey, so they offset pretty well.....

**crazylou** · 03-18-2014, 12:11 AM

Hagerty= 328 yr on agreed 50k on my chevelle and 412 a yr on the cobra 30k agreed, if thats expensive im doin sumthing wrong...

john sumtimes u gota tell tall tells and if anything said after the fact u just added it...

**John4cam** · 03-18-2014, 06:39 PM

Originally Posted by crazylou

Hagerty= 328 yr on agreed 50k on my chevelle and 412 a yr on the cobra 30k agreed, if thats expensive im doin sumthing wrong...

john sumtimes u gota tell tall tells and if anything said after the fact u just added it...

I thought about it but what if the fine print makes it possible for them to tell me tough sh!t you're not covered...?

**Monkeygrits** · 03-18-2014, 11:26 AM

We have full coverage on my Mach 1, 13 focus, and 13 escape with Erie and it's around 1500 a year. I'll never switch because If something happens the office is local and I never have to jump though hoops to get something covered. I get them one estimate from where I'm getting it fixed and they pay it. The Mach 1 is on storage insurance for 3 months over winter.